Universal Credit is a benefit started by the UK government for working-age people to help with their living costs if they are on a low income or out of work. The Department pays it for Work and Pensions (DWP), not the council. It replaces these existing benefits and credits into a single monthly payment of Housing Benefit, Income Support, Income-based Job Seekers Allowance, Income-based Employment Support Allowances, Child Tax Credit, Working Tax Credit. It’s paid for some people in Scotland monthly or twice a month.

Let us take you through this article to make you learn more details regarding the UK Universal Credit Scheme.

UK Universal Credit Apply

This article explains the complete details about the UK Universal Credit, Step by Step Guide to Apply Online for the Universal Credit, Procedure to create an account online, Details about the sign-in process, Benefits and Eligibility of Universal Credit by the UK government on the official portal.

Benefits of UK Universal Credit Scheme

Let us see the Benefits available for the eligible candidates of the Scheme.

• The Universal Credit payment comprises a standard allowance and any extra amounts that apply to the Eligible candidate.
• This Scheme will help those who have children.
• This Scheme will be helpful for those who have a disability or health condition which prevents them from working.
• The Universal Credit Payment will help those in need of help paying their rent. 
• You could get money to help pay your housing costs, depending on your age and circumstances.
• The payment can cover rent and some service charges.
• Eligible candidates may get more money on top of their standard allowance.

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Eligibility Criteria for the UK Universal Credit 

Let us see the Eligibility of the interested applicants to apply for the Scheme

• · The Person should be a Resident of the UK.
• · The Age of the Applicant must be 18 years or Above.
• · The Applicant should be on a low income or out of work.
• · The Beneficiary or his partner should be under State Pension Age.
• · The Applicant and their partner have £16,000 or less in savings between them.
• · There are some Exemptions for the persons of age 16 or 17.

Documents Required to apply for the Scheme

Let us see the documents required by the recipients to apply for the Scheme

• Your bank, building society or credit union account details 
• An email address to the Beneficiary.
• Housing Information
• Details of your income
• Details of savings and any investments, like shares or a property that you rent out
• Details of how much you pay for childcare if you’re applying for help with childcare costs
• If you do not provide the correct information when you apply, it might affect when you get paid or how much you earn.
• You also have to verify your identity online with proof of identities such as a driving license/passport/debit or credit card.

How to Apply Online for UK Universal Credit

Let us see the step-by-step procedure of online application procedure for the interested beneficiaries.

• Universal Credit is an online service, so that the Applicant will need access to a computer and the internet.
• Click here and open the official website to apply online for Universal Credit.
• Click on the Start Button given in the Picture Below

• Enter the next page and tick the terms and conditions after reading the details and click on continue as shown below.

• In the Next step, you will enter the Create an Account Page.

How to Create Universal Credit Account Online

Let us create an account by following the steps given below to apply for Universal Credit.

• Enter the Next Page and give the details in the Create user name box as shown below with atleast 6 characters.

• Next, Enter the Password and Re-type the Password as shown in the picture.

• Now you have to answer the Security Questions and click on continue to open the Next page.

• Enter the details such as your First Name/Middle name/Last name as appearing in your passport or Official Documents on the next page.
• Next, enter your Date of Birth and Email Address and Click on Continue.

• Next, Enter the details required to register your account then cr your report will be successfully created online.

Steps to Sign in the UK Credit Online Account

Let us see the procedure to sign in to the account by the user

• After the registration process, the user has to open the sign-in page.

• There you have to enter the user name and password.
• Click on login to sign up directly to the dashboard.

How to Claim the UK Universal Credit Online

Let us see the procedure to claim for the Scheme by the UK government Beneficiaries.

• The Recipient has to apply for Universal Credit online.
• The Beneficiaries have to apply as a couple if the partners live together. 
• The Recipients need not be married to avail the Scheme.
• The Universal Credit team might call the eligible candidates after sending your application in case if they need more information or if you cannot verify your identity online.
• The Residents of the UK cannot claim Universal Credit and tax credits at the same time. 
• If the Beneficiary gets tax credits, they will stop the Universal Credit applied by They of the couple.

All the interested applicants can visit the Official Portal and Apply Online for the UK Universal Credit Card .

FAQ’s for UK universal Credit